Privacy Statement

Welcome to FlashtoTalk The following are the rules ("Terms") that govern use of the FlashtoTalk Web site ("Site"). By using or visiting the Site, you expressly agree to be bound by these Terms and to follow these Terms and all applicable laws and regulations governing the Site. FlashtoTalk ("FlashtoTalk, LLC") reserves the right to change these Terms at any time, effective immediately upon posting on the Site.

Permitted Use
You agree that you are only authorized to visit, view, and retain a copy of pages of this Site for your own personal use, and that you shall not duplicate, download, publish, modify, or otherwise distribute the material on this Site for any commercial use, or for any purpose other than as described in these Terms. You also agree not to deep-link to the Site for any purpose, unless specifically authorized by FlashtoTalk, LLC.

USE VOID WHERE PROHIBITED
Use of the Site is void where prohibited. By using this Site, you represent and warrant that you have the right, authority, and capacity to enter into this Agreement and to abide by all the Terms and Conditions of this Agreement.

Registering with FlashtoTalk, LLC
In order to take advantage of certain features on the Site, you may be required to register with FlashtoTalk, LLC. For example, you may be required to register with FlashtoTalk, LLC if you want to set up a FlashtoTalk, LLC account, receive discount offerings or other information from FlashtoTalk, LLC, or save your consumer reviews. You may also be required to register with FlashtoTalk, LLC if you want to post consumer reviews of certain events, movies, or businesses in your community. You may also be required to register to receive newsletters with local event information from FlashtoTalk, LLC. FlashtoTalk, LLC use of any personal information that you provide to FlashtoTalk, LLC during any registration process is governed by FlashtoTalk, LLC privacy policy.

If you register for a FlashtoTalk, LLC account, you will be allowed to save and personalize FlashtoTalk, LLC content, receive and view offers from businesses listed on the FlashtoTalk, LLC system, and post ratings and reviews about FlashtoTalk, LLC businesses and other user reviews. By having a FlashtoTalk, LLC account with FlashtoTalk, LLC, you agree to take full responsibility for maintaining the confidentiality of your account user name, password, and all related activity that occurs under your account user name. If you violate these Terms, FlashtoTalk, LLC may, at its sole discretion, terminate your accounts, remove or modify any account-related content or access (including, but not limited to, reviews, newsletters, and user profile information), or take any other action that FlashtoTalk, LLC believes is appropriate.

Posting Reviews on FlashtoTalk, LLC

FlashtoTalk, LLC reserves the right, but not the obligation, to refuse to post or to remove any Review if it contains or features any of the following:

• Unacceptable Content:

  1. Offensive, harmful and/or abusive language, including without limitation: expletives, profanities, obscenities, harassment, vulgarities, sexually explicit language and hate speech (e.g., racist/discriminatory speech.)

  2. References to illegal activity, malpractice, purposeful overcharging, false advertising or health code violations (e.g., food poisoning, foreign objects in food, etc.)

  3. Reviews submitted by the reviewed business's employees (past or present) or competitors as determined by FlashtoTalk, LLC.

  4. Reviews that do not address the goods and services of the business or reviews with no qualitative value (e.g., "this place is great!") as determined by FlashtoTalk, LLC in its sole discretion.

  5. Reviews commenting on other users.

  6. Content that contains personal attacks or describes physical confrontations and/or sexual harassment.

  7. Excessive damage caused by business or service to person or property.

  8. Personal information or messages including email addresses, URLs, phone numbers and postal addresses.

  9. Messages that are advertising or commercial in nature, or are inappropriate based on the applicable subject matter.

  10. Language that violates the standards of good taste or the standards of this website, as determined by FlashtoTalk, LLC in its sole discretion.

  11. Content determined by FlashtoTalk, LLC to be illegal, or to violate any federal, state, or local law or regulation or the rights of any other person or entity.

  12. Language intended to impersonate other users (including names of other individuals) or offensive or inappropriate user names or signatures.

  13. Content that is not in English, that is encrypted or that contains viruses, Trojan horses, worms, time bombs, cancelbots or other computer programming routines that are intended to damage, interfere with, intercept or appropriate any system, data or personal information.

• Reviews are not endorsed by FlashtoTalk
  Reviews do not reflect the views of FlashtoTalk, LLC; its parent, subsidiary or affiliated companies; or its employees, officers, directors, or shareholders.

FlashtoTalk, LLC does not assume responsibility or liability for any Review or for any claims, damages, or losses resulting from any use of the Site or the materials contained therein.

• Reviews are owned by FlashtoTalk
  Reviews that are submitted to FlashtoTalk, LLC shall be owned exclusively and in perpetuity by FlashtoTalk, LLC. Such exclusive ownership means that FlashtoTalk, LLC, its parent, subsidiary, and/or affiliated companies have the unrestricted, perpetual, and exclusive right to use, reproduce, modify, translate, transmit, and distribute any and all materials and communications regarding and including submitted Reviews. FlashtoTalk, LLC is under no obligation to give credit or pay any consideration to you for your Reviews.

• Contact Us
  If you see objectionable content or have any questions about these Terms of Use, please contact FlashtoTalk, LLC at  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Offline Conduct
Although FlashtoTalk, LLC cannot monitor the conduct of its users off the Site, it is a violation of these rules to use any information obtained from this Site in order to harass, abuse, or harm another person, or in order to contact, advertise to, solicit, or sell to any user without his/her prior explicit consent.

Access and Interference
You agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our Web pages or the content contained thereon or for any other unauthorized purpose without our prior expressed written permission. You agree that you will not use any device, software, or routine to interfere or attempt to interfere with the proper working of the Site. You agree that you will not copy, reproduce, alter, modify, create derivative works from, or publicly display any content (except for your own personal, non-commercial use) from our Web site without the prior expressed written permission of FlashtoTalk, LLC.

Unauthorized Use of the Site
Illegal and/or unauthorized uses of the Site, including, but not limited to, unauthorized framing of or linking to the Site or unauthorized use of any robot, spider, or other automated device on the Site, will be investigated and subject to appropriate legal action, including, without limitation, civil, criminal, and injunctive redress.

Children
You may not use the Site if you are under thirteen (13) years of age.

Violation of the Terms
You agree that monetary damages may not provide a sufficient remedy to FlashtoTalk, LLC for violations of these terms of use and you consent to injunctive or other equitable relief for such violations.

DISCLAIMERS
FlashtoTalk DOES NOT PROMISE THAT THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT IT WILL PROVIDE SPECIFIC RESULTS FROM USE OF THE SITE OR ANY CONTENT, SEARCH, OR LINK ON IT. THE SITE AND ITS CONTENT ARE DELIVERED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. FlashtoTalk CANNOT ENSURE THAT FILES YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. FlashtoTalk DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. FlashtoTalk WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, AND PUNITIVE AND CONSEQUENTIAL DAMAGES.

FlashtoTalk, LLC disclaims any and all liability for the acts, omissions, and conduct of any third-party users, FlashtoTalk, LLC users, advertisers, and/or sponsors on the Site, in connection with the Site, or otherwise related to your use of the Site. FlashtoTalk, LLC is not responsible for the products, services, actions, or failure to act of any third party in connection with or referenced on the Site. Without limiting the foregoing, you may report the misconduct of users and/or third-party advertisers or service and/or product providers referenced on or included in the Site to FlashtoTalk, LLC at  This e-mail address is being protected from spambots. You need JavaScript enabled to view it . FlashtoTalk, LLC may investigate the claim and take appropriate action, at its sole discretion.

LIMITATION ON LIABILITY
EXCEPT IN JURISDICTIONS WHERE SUCH PROVISIONS ARE RESTRICTED, IN NO EVENT WILL FlashtoTalk BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, EVEN IF FlashtoTalk HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Disputes
If there is any dispute about or involving the Site, you, by using the Site, agree that the dispute will be governed by the laws of the State of Oregon without regard to its conflict-of-law provisions. You agree to personal jurisdiction by and venue in the state and federal courts of the State of Oregon, City of Portland.

Indemnity
You agree to indemnify and hold FlashtoTalk, LLC, its subsidiaries, affiliates, officers, agents, and other partners and employees harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site, including your use of the Site to provide a link to another site or to upload content or other information to the Site.

FlashtoTalk.com Designed by Acerbinky Solutions

FlashtoTalk ("FlashtoTalk.com") is part of the Acerbinky Solutions family. For a list of all of Acerbinky Solutions’s businesses, please visit Acerbinky.com.

At Acerbinky Solutions, we respect the privacy of our users and the importance of the information they entrust to us. We summarize below the basic information policies and practices in place on all Stearns, Inc. websites.

Information we may collect

We may collect information that can identify you ("personal information"), such as your name and email address, (i) when you (or other users) provide it to us when using our website or in some other manner, or (ii) from other Stearns, Inc. businesses, from our business partners, and from other third parties. We may combine the personal information that we receive from different sources.

We also may collect other types of information in the following ways when you visit our website:

• Our server logs automatically collect information, such as your IP address, your browser type and language, and the date and time of your visit, which helps us track users' movements around our site and understand trends.

• We may assign your computer one or more cookies which may collect information to facilitate access to our website and to personalize your online experience.

• We may use standard Internet tools, such as web beacons, which collect information that tracks your use of our website and enables us to customize our services and advertisements.

We do not knowingly collect personal information from children under the age of 13. Should we ever do so, we will comply with the Children's Online Privacy Protection Act.

Information others may collect

We may allow third-party advertising companies or ad networks to display advertisements on our websites.

• We do not provide any personal information to these companies.

• These companies may use tracking tools, such as cookies, to collect information about computers used to view or interact with their advertisements.

If you post information about yourself or others, or communicate with others using our website, please note that we cannot control who reads your postings or what they do with the information you provide. We encourage you to use caution in posting personal information.

How we may use information we collect

We may use information to:

• Fulfill your requests for products and services;

• Offer products and services that may be of interest to you;

• Customize the advertising and content that you see on our website;

• Facilitate use of our website;

• Manage your account and your preferences;

• Analyze use of and improve our website, products and services;

• Identify and protect against fraudulent transactions and other misuses of our website; and

• Enforce our Terms of Use.

With whom we may share information we collect

We will not share your personal information with others except as indicated below, or except when we inform you in advance and give you the opportunity to opt out. We may share personal information with:

• Service providers, such as credit-card payment processors, performing services on our behalf;

• Other Stearns, Inc. businesses;

• Other businesses with which we partner or which we carefully select to offer you products, services, and promotions through our website or offline; and

• Other third parties in limited circumstances, such as complying with legal requirements, preventing fraud, and protecting the safety of our users.

We may share aggregated, non-personal information in any of the above situations and also with advertisers and others.

Your choices

You may choose:

• Not to provide personal information, although that may result in your inability to obtain certain services or use certain features of our website;

• To stop receiving promotional emails or newsletters from us by sending an email to the contact address at the bottom of this policy;

• To delete or decline changing your browser settings, although if you do so, some of the features or services of our website may not function properly;

• To review and update your personal information by contacting us at the email address below or, if you have an online account on our website, by logging into that account.

Security

We take appropriate physical, electronic, and other security measures to help safeguard personal information from unauthorized access, alteration, or disclosure.

Changes to our Privacy Policy

We may occasionally update our Privacy Policy to reflect changes in our practices and services. If we make material changes in the way we collect, use, or share your personal information, we will notify you by sending you an email to the email address you most recently provided to us and/or by prominently posting notice of the changes on our website.

How to contact us

If you have any questions about this summary, our information practices, please contact us by email or postal mail below:

6443 SW Beaverton Hilsdale Hwy, Suite 425
Portland, Oregon 97221
This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Your Oregon Privacy Rights

If you are a resident of Oregon, in addition to the rights set forth above, you have the right to request information from us regarding the manner in which we share certain categories of personal information with third parties and the Stearns, Inc. companies for their direct marketing purposes. Oregon law gives you the right to send us a request at a designated address to receive the following information:

1. the categories of information we disclosed to third parties for their direct marketing purposes during the preceding calendar year

2. the names and addresses of the third parties that received that information; and

3. if the nature of the third party's business cannot be determined from their name, examples of the products or services marketed.

We may provide this information in a standardized format that is not specific to you. The designated email address for these requests is  This e-mail address is being protected from spambots. You need JavaScript enabled to view it